About HelocCalc

HelocCalc is a small independent site of free calculators for home equity lines of credit (HELOCs) and fixed home equity loans. Every calculation runs on your device — your home value and loan numbers never leave the page. The aim is to show real borrowing power and the draw-to-repayment payment jump before you borrow.

The LTV cap and rates are planning estimates, not a loan offer. Talk to a lender for actual terms.