HelocCalc

HELOC and home equity calculators that show your real borrowing power, 100% in your browser.

Your home value and loan numbers stay on this page — nothing is uploaded

HELOC

Estimate your home equity line of credit borrowing power from your home value, max LTV, and current mortgage.

Combine borrowing power with the draw-period and repayment payments in one view.

See the interest-only draw-period payment and the full amortized repayment payment for a HELOC balance.

Compute the interest-only monthly payment on a HELOC balance at your APR.

Answer how much you can borrow on a HELOC using your home value, LTV cap, and existing mortgage.

Compare a HELOC against a fixed home equity loan at the same balance and term to see which costs less.

See how fast you clear a HELOC balance by paying interest plus a fixed extra each month.

Compute the fixed monthly payment and total interest on a lump-sum home equity loan.

A focused view of the fixed monthly payment on a home equity loan at your rate and term.

See the jump from the low draw-period payment to the full repayment payment on a HELOC.